Our fees (as at August 2020) cover all of the work required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.
Conveyancer's fees and disbursements
- Legal fees
VALUE OF PROPERTY
UP TO 125K
£725.00 + VAT
125k to 150k
£775.00 + VAT
150k to 200k
200k to 250k
250k to 300k
300k to 400k
400k to 500k
500k to 600k
600k to 750k
750k to 800k
800k to 900k
900k to 1M
- Electronic money transfer fee £30 plus VAT per transfer
- Mortgage Administration Fee (where charged by your lender) - £10 plus VAT
- Help to Buy/Lifetime ISA Fee (if applicable) - £50 plus VAT per ISA
We do not pay Referral fees for our work
Our fees are based on the following assumptions:
- this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction
- that the property is registered
- that the property is not new build and you do not require a help to buy mortgage
- the transaction is concluded in a timely manner and no unforeseen complication arise
- all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation
- no indemnity policies are required. Additional third party costs may apply if indemnity policies are required.
Third Party Costs
We handle the payment of third party costs on your behalf to ensure a smoother process.
- Search fees £285-£300 inclusive of VAT (Price may vary according to plot size)
- Land Registry Official Search of Title - £3 each
- Bankruptcy Searches - £2 per person
- HM Land Registry fee – Dependent on property value please see: https://www.gov.uk/guidance/hm-land-registry-registration-services-fees#scale-1-fees
- Stamp Duty or Land Tax (on purchase)
This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC's website or if the property is located in Wales by using the Welsh Revenue Authority's website here..
How long will my house purchase take?
How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes between 8-10 weeks.
It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer with a mortgage in principle with no onward chain, it could take 6 weeks. However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 3 and 6 months. In such a situation additional charges would apply.
Stages of the process
The precise stages involved in the purchase of a residential property vary according to the circumstances. However, below we have suggested some key stages that you may wish to include:
- Take your instructions and give you initial advice
- Check finances are in place to fund purchase and contact lender's solicitors if needed
- Receive and advise on contract documents
- Carry out searches
- Obtain further planning documentation if required
- Make any necessary enquiries of seller's solicitor
- Give you advice on all documents and information received
- Go through conditions of mortgage offer with you
- Send final contract to you for signature
- Agree completion date (date from which you own the property)
- Exchange contracts and notify you that this has happened
- Arrange for all monies needed to be received from lender and you
- Complete purchase
- Deal with payment of Stamp Duty/Land Tax
- Deal with application for registration at Land Registry
Mosshaselhurst Solicitors has been established in Cheshire for over 110 years and our property team has a combined total of almost 100 years experience between them. With offices located in Northwich and Winsford, our team has developed an excellent reputation for their expertise and local knowledge. When coupled with our market leading case management technology we are able to offer unrivalled customer service and keep clients well informed and supported throughout each transaction.
Our professionalism is underpinned by our accreditation to the Law Society's Conveyancing Quality Scheme (CQS) and Lexcel Quality standard meaning all clients can be assured of our quality and integrity. We have also been shortlisted for Property Team of the Year at the Modern Law Conveyancing Awards two years on the run celebrating our innovation and good practice.
We look after a wide range of clients from first time buyers to property investors across the whole country and we keep clients informed with telephone and e-mail updates throughout the whole legal process. We regularly liaise with estate agents and brokers to ensure the chain is fully informed and the matter can run smoothly. All clients are always welcome to call in to our offices to discuss their matter face to face. Our Northwich office opens from 8am-7pm on Tuesdays and Thursdays so we can assist clients outside of normal office hours and are always available when needed.
Our clients are delighted by the service provided by mosshaselhurst. In fact the vast majority of our work hails from existing clients who value our excellent communication, competitive fee structure and reassuring, friendly manner. Here is an example of some of our excellent feedback:
- Just want to say thanks for the high level of service we have had. To note specifics, going through the reports and deeds in the level of detail you have and also with how quick the responses have been via email.
- I was a first time buyer unsure of how the process worked and Rebecca was a massive help in guiding me through
- The team handled what was an unusual completion with the deadline fast approaching with excellent professionalism and speedy communication, giving us reassurance on our property on completion
- The service we received from Janet Bossons was excellent, cannot fault anything, will definitely use mosshaselhurst again
We have nine members of the team who may work on your matter. Regardless of who works on your matter, they will be supervised by Joanne Charles, Solicitor and Director and Head of Residential Property.
Joanne Charles – Solicitor, Director, Notary Public and Head of Residential Property
Joanne obtained her undergraduate degree from the University of Bristol in 2000. In 2001 she received a commendation in her Postgraduate Diploma in Law from the Chester College of Law, followed by a distinction in her Postgraduate Diploma in Legal Practice in 2002. In 2010 Joanne obtained her Post Graduate Diploma in Notarial Practice from the University of Cambridge.
Joanne qualified as a Solicitor in December 2004 and joined mosshaselhurst in July 2005. She became a partner in the firm in 2007. Joanne supervises the Residential Conveyancing Department and has been practising Property Law since 2002.
Rebecca Skelly – Solicitor and Operational Head of Residential Property
Rebecca obtained a First Class Honours degree in Law at the University of Manchester in 2010 and went on to obtain a Distinction in the Legal Practice Course in 2011. She qualified as a Solicitor in December 2014 and joined mosshaselhurst Solicitors in January 2015.
As Operational Head of the Residential Property Law Team, she is very experienced dealing with many aspects of Residential Conveyancing.
Arthur Workman - FCILEx - Fellow of the Chartered Institute of Legal Executives
Arthur was admitted as a Fellow of the Chartered Institute of Legal Executives in 1986. He joined mosshaselhurst in July 2019.
He brings a wealth of knowledge to the Residential and Commercial Property Team.
Janet Bossons – Conveyancing Executive
Janet has been dealing with residential property matters since 2000. She looks after the property team at our Winsford Office. Her years of experience have proved invaluable to our many returning clients.
Pauline Eaves - Residential Commercial Solicitor
Pauline qualified as a Fellow of the Institute of Legal Executives in 2003 and then undertook further studies and obtained her LPC by attended the College of Law in Guildford and qualified as a solicitor in 2010.
Pauline has worked as a property lawyer for over 25 years and has experience in both residential and commercial property transactions. She previously worked in Essex and Dorset and moved to Cheshire in the summer of 2020 to be nearer her daughter and grandchildren.
Amy Furlong – Solicitor
Amy is a Solicitor based at our Northwich Office. She qualified in September 2019. She graduated with a 2.1 from Staffordshire University Law School in 2013 and undertook the Legal Practice Couse at Manchester Metropolitan University in 2016 leaving with a distinction.
She joined mosshaselhurst in 2015 and works in the Commercial Property Department and also handles Residential Property matters.
Natalie Conneely joined mosshaselhurst in February 2020 as paralegal to the Conveyancing Property team.
Barbara Allan – Residential Property Assistant
Barbara joined the Northwich Residential Property Team in May 2017. Barbara welcomes our new clients and provides detailed quotations tailored to their specific needs. She is always available to provide updates on matters and to answer any questions.
Bethany Spruce – Commercial Assistant
Bethany joined the Commercial Property Team in August 2018 and provides invaluable support to Stephen and Amy and our numerous commercial clients.
mosshaselhurst Solicitors are specialists in property work, including:
- Freehold sales and purchases
- Leasehold sales and purchases
- New builds
- Shared ownership
- Right to Buy
- Help to Buy
- First registrations of property
- Park Homes
- Transfers of Equity