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Surprisingly, more that half the adult population in The UK have not made a Will which means, unfortunately, they would die intestate.
Simply put, they will die with no control over who will benefit from their worldly goods. Potentially therefore, members of their family with whom they have poor relationships or worse still, may have never even met, could receive some part of what they leave behind.
Those that they are fondest of, who they might well wish to leave their assets to could end up with little or nothing.
The Treasury received £5.2 billion from Inheritance Tax in tax year 2017/18, a record amount which has increased each year from 2010. Rising house prices has been a factor in this but also a lack of planning by individuals to minimise Inheritance Tax. Our Will planning advisers review your assets and intentions to plan a practical solution to reduce the impact of Inheritance Tax. This will maximise the amount passing on to your beneficiaries.
These can be several hundreds of pounds per week. If you have capital of more than £23,250 (including cash, investments or your house), your assets could be taken to cover your care fees until you reach this threshold.
If you own property together, a Will lets you protect at least half of it if the survivor of you has to go into care. We can explain the care fee charging procedures and outline steps to take when planning your estate and will also involve the property being changed from joint ownership to Tenants in Common.
mosshaselhurst Solicitors can help in these circumstances by providing a Will that meets your requirements.
Almost 25% of those who have made a Will in the UK have had changes in their personal circumstances since originally making their Will and have not updated their wishes.
It pays to update your Will regularly as marriage (which normally voids your Will), children, windfalls, investment maturities and divorce, to name but a few circumstance changes, will naturally change your view on what you want to happen when you die.
Dying without having made a Will may likely cause anxiety and stress for surviving relatives.
In the absence of a Will saying so a co-habitee does not inherit your personal estate.
People who live together but are not married could have the house they live in sold from under them if a Will is not made expressing the wishes of their deceased partner in their favour.
Having your name on the title deeds is the best addition to each of you making a Will.
mosshaselhurst Solicitors can advise on how best to make your Will do what you would want in the event of your death.
Legally, a surviving spouse does not always automatically inherit that left by the other as it depends on the other family members alive.
mosshaselhurst Solicitors will take care to establish the facts relating to your wishes and ensure that your Will meets your every requirement.
You may have specific requirements about what happens to your assets when you die. You may want to leave sums of money to charity, a special friend or relative or you simply want to ensure that the costs of your funeral are covered.
Whatever your needs, mosshaselhurst Solicitors can provide a Will that covers your wishes exactly.