Driving Without Insurance

motorbike solicitor has produced a series of Offence Guides geared at helping motorcycle riders and their pillion passengers understand common road traffic offences and the issues facing them should they be stopped by the police.

This page contains our guide to the offences of driving without insurance and using a vehicle without an MOT certificate.

Driving without insurance offences

Using a motorbike or motor vehicle on a road or in another public place without valid insurance (or letting someone else do so) is an offence.

If you let someone else ride your motorbike, you are under a positive duty to check that insurance is in place.

‘Using’ a vehicle does not necessarily mean driving or riding. ‘Using’ may refer to parking during repair work or similar.

If an insurer has provided cover but a policy is yet to be issued, no offence is committed.

No NIP (Notice of Intended Prosecution) is required for offences of driving without insurance.

Driving without insurance?

Please do not hesitate to contact our approachable team for free impartial advice and no obligation legal guidance.

Call motorbike solicitor 01606 592159

You face affine up to £5,000, 6-8 penalty points or a discretionary disqualification from driving for the offence of driving without insurance.

Prosecution must be brought within 6 months from the date on which the offence was brought to the police’s attention or 3 years from the offence (the shortest applies).

Innocence must be proved by the defendant and motorbike solicitor will advise you with respect to this. Special reasons for using the motorbike may apply.

For an acquittal to be granted or for minimised punishment, the relevant facts must be identified, legal know-how is required and vital information must be effectively relayed to the Court.

With motorbike solicitor you are in safe hands.

Using a vehicle without an MOT certificate

All vehicles registered for use on the road for 3 years or more require an MOT certificate and MOT testing and renewal is required annually.

It is an offence to use or allow your motorbike to be used without a relevant test certificate.

If it can be proved that the motorbike was used on the road by the prosecution, you are obliged to provide a valid MOT test certificate.

Fines of up to £1,000 apply for using a vehicle without an MOT certificate. If one is obtained immediately this may help reduce your sentence since the vehicle has been proved to be safe.

It is a defence to be taking the vehicle to or from an MOT test which has been pre-booked.

If you are involved in a scenario of driving without insurance or using a motorbike without a valid MOT certificate, sound legal advice and expertise may be obtained from motorbike solicitor now. Simply call 01606 592159